:root {
    --gold: #C9A84C;
    --gold-light: #E8C96A;
    --dark: #0A0A0F;
    --dark-2: #111118;
    --dark-3: #18181F;
    --dark-4: #22222C;
    --white: #F5F3EE;
    --muted: #8A8A9A;
  }
  *, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
  html { scroll-behavior: smooth; }
  body { background: var(--dark); color: var(--white); font-family: 'DM Sans', sans-serif; overflow-x: hidden; }
  body::before {
    content: ''; position: fixed; inset: 0;
    background-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 256 256' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='noise'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.9' numOctaves='4' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23noise)' opacity='0.04'/%3E%3C/svg%3E");
    pointer-events: none; z-index: 9999; opacity: 0.4;
  }

  /* ─── NAV ─── */
  nav {
    position: fixed; top: 0; left: 0; right: 0; z-index: 1000;
    display: flex; align-items: center; justify-content: center;
    padding: 0 5%; height: 64px;
    background: rgba(10,10,15,0.92); backdrop-filter: blur(16px);
    border-bottom: 1px solid rgba(201,168,76,0.15);
  }
  .nav-logo {
    font-family: 'Playfair Display', serif; font-size: 1.4rem; font-weight: 900;
    background: linear-gradient(135deg, var(--gold-light), var(--gold));
    -webkit-background-clip: text; -webkit-text-fill-color: transparent; flex-shrink: 0;
    position: absolute; left: 5%; text-decoration: none;
    display: flex; align-items: center; height: 100%;
  }
  .nav-logo span { -webkit-text-fill-color: var(--white); }
  .nav-links { display: flex; gap: 1.6rem; list-style: none; align-items: center; }
  .nav-links a {
    color: var(--muted); text-decoration: none; font-size: 0.82rem;
    letter-spacing: 0.08em; text-transform: uppercase; font-weight: 500; transition: color 0.3s;
  }
  .nav-links a:hover { color: var(--gold); }
  .nav-cta {
    background: linear-gradient(135deg, var(--gold), var(--gold-light));
    color: var(--dark) !important; padding: 0.5rem 1.2rem; border-radius: 2px;
    font-weight: 700 !important; white-space: nowrap; position: absolute; right: 5%; top: 50%; transform: translateY(-50%);
  }
  .nav-hamburger {
    display: none; flex-direction: column; gap: 5px; cursor: pointer;
    background: none; border: none; padding: 4px;
  }
  .nav-hamburger span { display: block; width: 24px; height: 2px; background: var(--gold); border-radius: 2px; transition: all 0.3s; }
  .mobile-menu {
    display: none; position: fixed; top: 64px; left: 0; right: 0;
    background: rgba(10,10,15,0.98); backdrop-filter: blur(20px);
    border-bottom: 1px solid rgba(201,168,76,0.15);
    padding: 1.5rem 5%; z-index: 999; flex-direction: column; gap: 0;
  }
  .mobile-menu.open { display: flex; }
  .mobile-menu a {
    color: var(--muted); text-decoration: none; font-size: 0.9rem;
    letter-spacing: 0.08em; text-transform: uppercase; font-weight: 500;
    padding: 0.9rem 0; border-bottom: 1px solid rgba(255,255,255,0.05); transition: color 0.3s;
  }
  .mobile-menu a:last-child { border-bottom: none; }
  .mobile-menu a:hover { color: var(--gold); }
  .mob-cta {
    margin-top: 1rem; text-align: center !important; padding: 0.9rem !important;
    background: linear-gradient(135deg, var(--gold), var(--gold-light)) !important;
    color: var(--dark) !important; font-weight: 700 !important;
    border-radius: 2px; border: none !important;
  }

  /* ─── TICKER ─── */
/*  
  .ticker-wrap {
    margin-top: 64px; background: rgba(201,168,76,0.06);
    border-bottom: 1px solid rgba(201,168,76,0.12);
    overflow: hidden; white-space: nowrap; padding: 0.55rem 0;
  }
  .ticker-inner { display: inline-flex; animation: ticker 28s linear infinite; }
  .ticker-item { display: inline-flex; align-items: center; gap: 0.4rem; margin-right: 2.5rem; font-size: 0.75rem; color: var(--muted); }
  .up { color: #4CAF50; } .down { color: #F44336; }
  @keyframes ticker { from { transform: translateX(0); } to { transform: translateX(-50%); } }
*/

  /* ─── HERO ─── */
  #hero {
    min-height: 100vh; display: flex; align-items: center; justify-content: center;
    position: relative; overflow: hidden; padding: 8rem 5% 6rem; text-align: center;
  }
  .hero-bg {
    position: absolute; inset: 0;
    background: radial-gradient(ellipse 70% 60% at 50% 40%, rgba(26,58,92,0.35) 0%, transparent 70%),
      radial-gradient(ellipse 40% 30% at 80% 80%, rgba(201,168,76,0.08) 0%, transparent 60%),
      linear-gradient(180deg, var(--dark) 0%, var(--dark-2) 100%);
  }
  .hero-grid {
    position: absolute; inset: 0;
    background-image: linear-gradient(rgba(201,168,76,0.05) 1px, transparent 1px), linear-gradient(90deg, rgba(201,168,76,0.05) 1px, transparent 1px);
    background-size: 60px 60px;
    mask-image: radial-gradient(ellipse 80% 80% at 50% 50%, black 20%, transparent 80%);
  }
  .hero-content {     margin-top: 50px;
 position: relative; z-index: 2; max-width: 860px; width: 100%; }
  .hero-badge {
    display: inline-block; border: 1px solid rgba(201,168,76,0.4); color: var(--gold);
    font-size: 0.68rem; letter-spacing: 0.16em; text-transform: uppercase;
    padding: 0.4rem 1.1rem; border-radius: 2px; margin-bottom: 1.8rem;
    animation: fadeUp 0.8s ease forwards; opacity: 0;
  }
  .hero-title {
    font-family: 'Playfair Display', serif;
    font-size: clamp(2.2rem, 7vw, 5.5rem);
    font-weight: 900; line-height: 1.05; letter-spacing: -0.01em;
    animation: fadeUp 0.8s 0.2s ease forwards; opacity: 0; margin-bottom: 1.4rem;
  }
  .hero-title .gold {
    background: linear-gradient(135deg, var(--gold-light) 0%, var(--gold) 50%, #8B6914 100%);
    -webkit-background-clip: text; -webkit-text-fill-color: transparent;
  }
  .hero-sub {
    font-size: clamp(0.92rem, 2.5vw, 1.08rem); color: var(--muted);
    max-width: 560px; margin: 0 auto 3rem; line-height: 1.7; font-weight: 300;
    animation: fadeUp 0.8s 0.4s ease forwards; opacity: 0;
  }
  .hero-btns {
    display: flex; gap: 0.8rem; justify-content: center; flex-wrap: wrap;
    animation: fadeUp 0.8s 0.6s ease forwards; opacity: 0;
  }
  .btn-primary {
    background: linear-gradient(135deg, var(--gold), var(--gold-light));
    color: var(--dark); padding: 0.85rem 1.8rem; font-size: 0.88rem; font-weight: 700;
    letter-spacing: 0.06em; text-transform: uppercase; border: none; border-radius: 2px;
    cursor: pointer; text-decoration: none; display: inline-block;
    box-shadow: 0 4px 30px rgba(201,168,76,0.3); transition: transform 0.2s, box-shadow 0.2s;
  }
  .btn-primary:hover { transform: translateY(-2px); box-shadow: 0 8px 40px rgba(201,168,76,0.45); }
  .btn-secondary {
    background: transparent; color: var(--white); padding: 0.85rem 1.8rem;
    font-size: 0.88rem; font-weight: 500; letter-spacing: 0.06em; text-transform: uppercase;
    border: 1px solid rgba(255,255,255,0.2); border-radius: 2px;
    cursor: pointer; text-decoration: none; display: inline-block;
    transition: border-color 0.3s, color 0.3s;
  }
  .btn-secondary:hover { border-color: var(--gold); color: var(--gold); }
  .hero-stats {
    display: flex; gap: 1.5rem; justify-content: center; margin-top: 4.5rem; flex-wrap: wrap;
    animation: fadeUp 0.8s 0.8s ease forwards; opacity: 0;
  }
  .stat-item { text-align: center; }
  .stat-num { font-family: 'Playfair Display', serif; font-size: 1.9rem; font-weight: 700; color: var(--gold-light); display: block; }
  .stat-label { font-size: 0.7rem; color: var(--muted); letter-spacing: 0.1em; text-transform: uppercase; }
  .stat-item--usa {
    border: 1px solid rgba(201,168,76,0.45); padding: 0.5rem 1rem; border-radius: 4px;
    background: rgba(201,168,76,0.07); position: relative;
  }
  .stat-item--usa::before {
    content: 'EXCLUSIVE'; position: absolute; top: -0.55rem; left: 50%; transform: translateX(-50%);
    font-size: 0.52rem; letter-spacing: 0.18em;
    background: linear-gradient(135deg, var(--gold), var(--gold-light));
    color: var(--dark); font-weight: 700; padding: 0.1rem 0.5rem; border-radius: 30px; white-space: nowrap;
  }
  .stat-num--usa {
    background: linear-gradient(135deg, var(--gold-light), var(--gold)) !important;
    -webkit-background-clip: text !important; -webkit-text-fill-color: transparent !important;
    font-size: 1.9rem !important;
  }
  .stat-item--usa .stat-label { color: var(--gold) !important; font-weight: 600; }

  /* ─── SECTION SHARED ─── */
  section { padding: 5rem 5%; }
  .section-label { font-size: 0.68rem; letter-spacing: 0.2em; text-transform: uppercase; color: var(--gold); display: block; margin-bottom: 0.6rem; }
  .section-title { font-family: 'Playfair Display', serif; font-size: clamp(1.75rem, 4vw, 2.7rem); font-weight: 700; line-height: 1.15; margin-bottom: 0.75rem; }
  .section-sub { color: var(--muted); font-size: 0.93rem; line-height: 1.7; max-width: 540px; font-weight: 300; }
  .divider { width: 40px; height: 2px; background: linear-gradient(90deg, var(--gold), transparent); margin-bottom: 1.1rem; }

  /* ─── SERVICES ─── */
  #services { background: var(--dark-2); }
  .services-grid {
    display: grid; grid-template-columns: repeat(3, 1fr);
    gap: 1.5px; margin-top: 2.8rem;
    border: 1.5px solid rgba(201,168,76,0.12); overflow: hidden; border-radius: 4px;
  }
  .service-card {
    background: var(--dark-3); padding: 2rem; position: relative; overflow: hidden; transition: background 0.3s;
  }
  .service-card::before {
    content: ''; position: absolute; top: 0; left: 0; right: 0; height: 2px;
    background: linear-gradient(90deg, var(--gold), transparent);
    transform: scaleX(0); transform-origin: left; transition: transform 0.4s;
  }
  .service-card:hover { background: var(--dark-4); }
  .service-card:hover::before { transform: scaleX(1); }
  .service-icon { width: 42px; height: 42px; border: 1px solid rgba(201,168,76,0.3); border-radius: 3px; display: flex; align-items: center; justify-content: center; margin-bottom: 1.2rem; font-size: 1.15rem; }
  .service-num { position: absolute; top: 1.1rem; right: 1.1rem; font-family: 'Playfair Display', serif; font-size: 2.4rem; font-weight: 900; color: rgba(201,168,76,0.07); line-height: 1; }
  .service-title { font-family: 'Playfair Display', serif; font-size: 1.15rem; font-weight: 700; margin-bottom: 0.6rem; color: var(--white); }
  .service-desc { color: var(--muted); font-size: 0.86rem; line-height: 1.65; }
  .service-tag { display: inline-block; margin-top: 1rem; font-size: 0.64rem; letter-spacing: 0.14em; text-transform: uppercase; color: var(--gold); border: 1px solid rgba(201,168,76,0.3); padding: 0.2rem 0.6rem; border-radius: 2px; }
  /* USA card */
  .service-card--usp { background: linear-gradient(135deg, #0E1A2B 0%, #0A1525 60%, #0e1a0e 100%); border: 1.5px solid rgba(201,168,76,0.45); }
  .service-card--usp::before { background: linear-gradient(90deg, var(--gold), var(--gold-light), var(--gold)); transform: scaleX(1) !important; height: 3px; }
  .usp-glow { position: absolute; top: -80px; right: -80px; width: 200px; height: 200px; background: radial-gradient(circle, rgba(201,168,76,0.14) 0%, transparent 70%); pointer-events: none; }
  .usp-flag-row { display: flex; align-items: center; gap: 0.55rem; margin-bottom: 0.8rem; font-size: 1.4rem; }
  .usp-label-pill { font-size: 0.6rem; letter-spacing: 0.14em; text-transform: uppercase; background: linear-gradient(135deg, var(--gold), var(--gold-light)); color: var(--dark); font-weight: 700; padding: 0.2rem 0.6rem; border-radius: 30px; }
  .service-title--usp { font-size: 1.7rem !important; background: linear-gradient(135deg, #fff 0%, var(--gold-light) 60%, var(--gold) 100%); -webkit-background-clip: text; -webkit-text-fill-color: transparent; margin-bottom: 0.4rem !important; }
  .usp-tagline { font-style: italic; font-size: 0.83rem; color: var(--gold-light); line-height: 1.55; border-left: 2px solid var(--gold); padding-left: 0.65rem; margin-bottom: 0.5rem; opacity: 0.9; }
  .usp-stats-row { display: flex; gap: 1rem; margin: 0.9rem 0; padding: 0.8rem 0; border-top: 1px solid rgba(201,168,76,0.15); border-bottom: 1px solid rgba(201,168,76,0.15); flex-wrap: wrap; }
  .usp-stat { text-align: center; }
  .usp-stat-num { display: block; font-family: 'Playfair Display', serif; font-size: 0.8rem; font-weight: 700; color: var(--gold-light); }
  .usp-stat-lbl { font-size: 0.6rem; color: var(--muted); letter-spacing: 0.1em; text-transform: uppercase; }

  /* ─── EXCLUSIVE OFFER ─── */
  #exclusive { background: var(--dark); position: relative; overflow: hidden; }
  #exclusive::before { content: ''; position: absolute; top: -200px; right: -200px; width: 600px; height: 600px; background: radial-gradient(circle, rgba(201,168,76,0.07) 0%, transparent 70%); pointer-events: none; }
  #exclusive::after { content: ''; position: absolute; bottom: -150px; left: -150px; width: 500px; height: 500px; background: radial-gradient(circle, rgba(26,58,92,0.18) 0%, transparent 70%); pointer-events: none; }
  .exclusive-wrapper { position: relative; z-index: 2; }
  .exclusive-top { text-align: center; max-width: 700px; margin: 0 auto 3rem; }
  .exclusive-eyebrow {
    display: inline-flex; align-items: center; gap: 0.5rem;
    border: 1px solid rgba(201,168,76,0.4); color: var(--gold);
    font-size: 0.66rem; letter-spacing: 0.2em; text-transform: uppercase;
    padding: 0.4rem 1.1rem; border-radius: 30px; margin-bottom: 1.4rem;
  }
  .exclusive-title { font-family: 'Playfair Display', serif; font-size: clamp(1.9rem, 5vw, 3.2rem); font-weight: 900; line-height: 1.1; margin-bottom: 1rem; }
  .exclusive-title .gold { background: linear-gradient(135deg, var(--gold-light), var(--gold)); -webkit-background-clip: text; -webkit-text-fill-color: transparent; }
  .exclusive-sub { color: var(--muted); font-size: 0.95rem; line-height: 1.7; font-weight: 300; }
  /* Benefits */
  .benefits-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1rem; margin-bottom: 2.5rem; }
  .benefit-card {
    background: var(--dark-3); border: 1px solid rgba(201,168,76,0.1);
    border-radius: 6px; padding: 1.7rem; transition: border-color 0.3s, transform 0.3s;
  }
  .benefit-card:hover { border-color: rgba(201,168,76,0.35); transform: translateY(-4px); }
  .benefit-icon { font-size: 1.7rem; margin-bottom: 0.9rem; display: block; }
  .benefit-title { font-weight: 700; font-size: 0.93rem; color: var(--white); margin-bottom: 0.4rem; }
  .benefit-desc { font-size: 0.81rem; color: var(--muted); line-height: 1.6; }
  .benefit-card--hl { background: linear-gradient(135deg, #0E1A2B, #0a1420); border-color: rgba(201,168,76,0.3) !important; }
  .benefit-card--hl .benefit-title { color: var(--gold-light); }
  /* CTA box */
  .cta-box {
    background: linear-gradient(135deg, var(--dark-3), var(--dark-4));
    border: 1px solid rgba(201,168,76,0.25); border-radius: 8px;
    padding: 3rem; text-align: center; position: relative; overflow: hidden;
  }
  .cta-box::before {
    content: ''; position: absolute; inset: 0;
    background: radial-gradient(ellipse 60% 60% at 50% 0%, rgba(201,168,76,0.06) 0%, transparent 70%);
    pointer-events: none;
  }
  .cta-box-inner { position: relative; z-index: 2; }
  .cta-guarantee {
    display: inline-flex; align-items: center; gap: 0.5rem;
    background: rgba(201,168,76,0.1); border: 1px solid rgba(201,168,76,0.25);
    color: var(--gold); font-size: 0.7rem; letter-spacing: 0.12em; text-transform: uppercase;
    padding: 0.4rem 1rem; border-radius: 30px; margin-bottom: 1.4rem;
  }
  .cta-heading { font-family: 'Playfair Display', serif; font-size: clamp(1.5rem, 3.5vw, 2.3rem); font-weight: 900; margin-bottom: 0.8rem; line-height: 1.2; }
  .cta-sub { color: var(--muted); font-size: 0.93rem; line-height: 1.65; max-width: 560px; margin: 0 auto 1.8rem; }
  .cta-pills { display: flex; flex-wrap: wrap; gap: 0.6rem; justify-content: center; margin-bottom: 2rem; }
  .cta-pill {
    background: rgba(255,255,255,0.04); border: 1px solid rgba(255,255,255,0.1);
    border-radius: 30px; padding: 0.32rem 0.85rem; font-size: 0.77rem; color: var(--muted);
    display: flex; align-items: center; gap: 0.4rem;
  }
  .cta-pill .dot { color: var(--gold); }
  .cta-btn-row { display: flex; gap: 1rem; justify-content: center; flex-wrap: wrap; }
  .btn-cta-main {
    background: linear-gradient(135deg, var(--gold), var(--gold-light));
    color: var(--dark); padding: 1rem 2.5rem; font-size: 1rem; font-weight: 700;
    letter-spacing: 0.05em; border: none; border-radius: 3px; cursor: pointer;
    text-decoration: none; display: inline-block;
    box-shadow: 0 6px 40px rgba(201,168,76,0.4); transition: transform 0.2s, box-shadow 0.2s;
  }
  .btn-cta-main:hover { transform: translateY(-3px); box-shadow: 0 12px 50px rgba(201,168,76,0.55); }
  .cta-note { margin-top: 1.2rem; font-size: 0.77rem; color: var(--muted); display: flex; align-items: center; justify-content: center; gap: 0.4rem; flex-wrap: wrap; }
  .cta-note .shield { color: var(--gold); }

  /* ─── ASSETS UNDER ADVISORY ─── */
  #assets {
    background: linear-gradient(135deg, rgba(201,168,76,0.05) 0%, transparent 100%);
    position: relative;
    overflow: hidden;
  }
  #assets::before {
    content: '';
    position: absolute;
    top: -200px; right: -200px;
    width: 600px; height: 600px;
    background: radial-gradient(circle, rgba(201,168,76,0.12) 0%, transparent 70%);
    pointer-events: none;
  }
  #assets::after {
    content: '';
    position: absolute;
    bottom: -150px; left: -150px;
    width: 500px; height: 500px;
    background: radial-gradient(circle, rgba(26,58,92,0.12) 0%, transparent 70%);
    pointer-events: none;
  }
  .assets-wrapper {
    position: relative;
    z-index: 2;
    text-align: center;
  }
  .assets-content {
    max-width: 700px;
    margin: 0 auto;
  }
  .assets-stat {
    margin-bottom: 1.5rem;
  }
  .assets-number {
    font-family: 'Playfair Display', serif;
    font-size: clamp(3rem, 8vw, 5.5rem);
    font-weight: 900;
    line-height: 1.05;
    letter-spacing: -0.01em;
    background: linear-gradient(135deg, var(--gold-light) 0%, var(--gold) 50%, #8B6914 100%);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    display: block;
    margin-bottom: 0.5rem;
  }
  .assets-plus {
    font-size: 0.5em;
    vertical-align: super;
  }
  .assets-label {
    display: block;
    font-size: clamp(0.9rem, 2.5vw, 1.3rem);
    font-weight: 600;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    color: var(--gold-light);
  }
  .assets-description {
    font-size: clamp(0.9rem, 2.2vw, 1.05rem);
    color: var(--muted);
    line-height: 1.7;
    font-weight: 300;
    max-width: 580px;
    margin: 0 auto;
  }

    /* ─── PREMIUM CLIENT ─── */
  #premium {
    background: var(--dark);
    position: relative;
    overflow: hidden;
  }
  #premium::before {
    content: '';
    position: absolute;
    top: -200px; right: -200px;
    width: 600px; height: 600px;
    background: radial-gradient(circle, rgba(201,168,76,0.06) 0%, transparent 70%);
    pointer-events: none;
  }
  .premium-layout {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 5rem;
    align-items: center;
    margin-top: 1rem;
  }
  .premium-card {
    background: linear-gradient(135deg, var(--dark-3) 0%, var(--dark-4) 100%);
    border: 1px solid rgba(201,168,76,0.2);
    border-radius: 4px;
    padding: 3rem;
    position: relative;
    overflow: hidden;
  }
  .premium-card::after {
    content: '★ PREMIUM';
    position: absolute;
    top: 1.5rem; right: -2.5rem;
    background: linear-gradient(135deg, var(--gold), var(--gold-light));
    color: var(--dark);
    font-size: 0.65rem;
    font-weight: 700;
    letter-spacing: 0.15em;
    padding: 0.3rem 3rem;
    transform: rotate(45deg);
  }
  .premium-amount {
    font-family: 'Playfair Display', serif;
    font-size: 3.5rem;
    font-weight: 900;
    background: linear-gradient(135deg, var(--gold-light), var(--gold));
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    line-height: 1;
    margin: 1rem 0 0.3rem;
  }
  .premium-amount-label { font-size: 0.8rem; color: var(--muted); letter-spacing: 0.08em; margin-bottom: 2rem; }
  .premium-features { list-style: none; margin-top: 1.5rem; }
  .premium-features li {
    display: flex;
    align-items: flex-start;
    gap: 0.8rem;
    padding: 0.7rem 0;
    border-bottom: 1px solid rgba(255,255,255,0.05);
    font-size: 0.9rem;
    color: var(--white);
  }
  .premium-features li:last-child { border-bottom: none; }
  .premium-features li .check {
    color: var(--gold);
    font-size: 0.85rem;
    margin-top: 2px;
    flex-shrink: 0;
  }
  .premium-text p { color: var(--muted); line-height: 1.75; font-size: 0.95rem; margin-bottom: 1.2rem; }
  .refund-box {
    background: rgba(201,168,76,0.07);
    border-left: 3px solid var(--gold);
    padding: 1rem 1.2rem;
    border-radius: 0 3px 3px 0;
    margin-top: 1.5rem;
    font-size: 0.88rem;
    color: var(--white);
    line-height: 1.6;
  }
  .refund-box strong { color: var(--gold); }

  /* ─── STRUCTURE ─── */
  #structure { background: var(--dark-2); }
  .structure-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1rem; margin-top: 2.8rem; }
  .struct-item { background: var(--dark-3); border: 1px solid rgba(201,168,76,0.1); border-radius: 4px; padding: 1.4rem; text-align: center; transition: border-color 0.3s, transform 0.3s; }
  .struct-item:hover { border-color: rgba(201,168,76,0.4); transform: translateY(-4px); }
  .struct-icon { font-size: 1.55rem; margin-bottom: 0.55rem; display: block; }
  .struct-name { font-size: 0.86rem; font-weight: 600; color: var(--white); margin-bottom: 0.22rem; }
  .struct-note { font-size: 0.73rem; color: var(--muted); }

  /* ─── CONNECT ─── */
  #connect { background: var(--dark); }
  .socials-row { display: flex; flex-wrap: wrap; gap: 0.9rem; margin-top: 2rem; }
  .social-btn {
    display: flex; align-items: center; gap: 0.65rem; padding: 0.82rem 1.4rem;
    border: 1px solid rgba(255,255,255,0.1); border-radius: 3px; text-decoration: none;
    color: var(--white); font-size: 0.85rem; font-weight: 500;
    transition: all 0.3s; background: var(--dark-3);
  }
  .social-btn:hover { border-color: var(--gold); color: var(--gold); background: rgba(201,168,76,0.05); transform: translateY(-2px); }
  .social-btn svg { width: 17px; height: 17px; flex-shrink: 0; }

  /* ─── DISCLAIMER ─── */
  #disclaimer { background: var(--dark-3); padding: 4rem 5%; border-top: 1px solid rgba(201,168,76,0.12); }
  .disclaimer-box { border: 1px solid rgba(201,168,76,0.18); border-radius: 4px; padding: 1.8rem; background: var(--dark-4); }
  .disclaimer-box h3 { font-family: 'Playfair Display', serif; font-size: 1rem; color: var(--gold); margin-bottom: 0.85rem; }
  .disclaimer-box p { font-size: 0.79rem; color: var(--muted); line-height: 1.75; }

  /* ─── FOOTER ─── */
  footer { background: var(--dark); border-top: 1px solid rgba(201,168,76,0.1); padding: 3rem 5% 2rem; }
  .footer-grid { display: grid; grid-template-columns: 1.5fr 1fr 1fr; gap: 2.5rem; padding-bottom: 2rem; border-bottom: 1px solid rgba(255,255,255,0.05); margin-bottom: 1.5rem; }
  .footer-brand-name { font-family: 'Playfair Display', serif; font-size: 1.3rem; font-weight: 900; background: linear-gradient(135deg, var(--gold-light), var(--gold)); -webkit-background-clip: text; -webkit-text-fill-color: transparent; margin-bottom: 0.5rem; }
  .footer-brand-desc { font-size: 0.79rem; color: var(--muted); line-height: 1.65; }
  .footer-col h4 { font-size: 0.7rem; letter-spacing: 0.15em; text-transform: uppercase; color: var(--gold); margin-bottom: 0.85rem; }
  .footer-col ul { list-style: none; }
  .footer-col ul li { margin-bottom: 0.42rem; }
  .footer-col ul li a { color: var(--muted); text-decoration: none; font-size: 0.82rem; transition: color 0.3s; }
  .footer-col ul li a:hover { color: var(--white); }
  .footer-bottom { display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 0.8rem; }
  .footer-copy { font-size: 0.75rem; color: var(--muted); }
  .footer-copy a { color: var(--gold); text-decoration: none; transition: color 0.3s; }
  .footer-copy a:hover { color: var(--gold-light); }
  .sebi-badge { font-size: 0.7rem; color: var(--gold); border: 1px solid rgba(201,168,76,0.3); padding: 0.26rem 0.72rem; border-radius: 2px; letter-spacing: 0.08em; }

  /* ─── ANIMATIONS ─── */
  @keyframes fadeUp { from { opacity: 0; transform: translateY(24px); } to { opacity: 1; transform: translateY(0); } }
  .fade-in { opacity: 0; transform: translateY(26px); transition: opacity 0.7s ease, transform 0.7s ease; }
  .fade-in.visible { opacity: 1; transform: translateY(0); }

  /* ─── RESPONSIVE ─── */
  @media (max-width: 960px) {
    nav { padding: 0 4%; justify-content: flex-start; }
    .nav-logo { position: relative; left: 0; }
    .nav-links { display: none; }
    .nav-hamburger { display: flex; position: absolute; right: 4%; }
    .nav-cta { position: absolute; right: 4%; display: none; }
    section { padding: 4.5rem 4%; }
    #hero { padding: 7rem 4% 5.5rem; }
    .services-grid { grid-template-columns: 1fr; }
    .benefits-grid { grid-template-columns: 1fr 1fr; }
    .structure-grid { grid-template-columns: repeat(2, 1fr); }
    .footer-grid { grid-template-columns: 1fr 1fr; }
    .footer-grid > div:first-child { grid-column: 1 / -1; }
    .premium-layout { grid-template-columns: 1fr; gap: 3rem; }
    .hero-stats { gap: 1.2rem; margin-top: 4rem; }
    .stat-num { font-size: 1.6rem; }
  }
  @media (max-width: 640px) {
    nav { padding: 0 4%; justify-content: space-between; }
    .nav-logo { position: relative; left: 0; }
    .nav-links { display: none; }
    .nav-hamburger { display: flex; }
    .nav-cta { position: absolute; right: 4%; display: block !important; }
    section { padding: 3.5rem 4%; }
    #hero { padding: 5rem 4% 4rem; min-height: auto; }
    .hero-stats { gap: 0.9rem; margin-top: 3.5rem; }
    .stat-num { font-size: 1.5rem; }
    .stat-num--usa { font-size: 1.5rem !important; }
    .hero-btns { flex-direction: column; align-items: center; }
    .btn-primary, .btn-secondary { width: 100%; max-width: 300px; text-align: center; }
    .benefits-grid { grid-template-columns: 1fr; }
    .structure-grid { grid-template-columns: 1fr 1fr; }
    .footer-grid { grid-template-columns: 1fr; }
    .footer-bottom { flex-direction: column; text-align: center; }
    .cta-box { padding: 1.8rem 1.2rem; }
    .cta-btn-row { flex-direction: column; align-items: center; }
    .btn-cta-main { width: 100%; max-width: 300px; text-align: center; }
    .socials-row { flex-direction: column; }
    .social-btn { justify-content: center; }
    .hero-badge { font-size: 0.58rem; letter-spacing: 0.1em; padding: 0.35rem 0.85rem; }
    .usp-stats-row { gap: 0.8rem; }
    .service-card--usp { border-left: none; border-right: none; }
    #disclaimer { padding: 3rem 4%; }
    .cta-note { text-align: center; }
  }
  @media (max-width: 400px) {
    .structure-grid { grid-template-columns: 1fr; }
    .hero-title { font-size: 2rem; }
    .hero-stats { flex-wrap: wrap; gap: 1rem; }
    .stat-item--usa { width: 100%; }
    .stat-item--usa::before { top: -0.52rem; }
  }